1. Offline payment: handled by the local housing provident fund management center (or the housing provident fund business undertaking bank). You need an ID card and a personal account (personal savings card or passbook).

2. Remittance: Some companies will provide the service of remittance of provident fund, and deposit the agreed amount into the designated provident fund account every month, which will be remitted by the company.

Provident fund handling process:

1. Deposit and account opening: individuals need to go to the local provident fund management center for deposit and account opening, and need to bring ID cards, household registration books and other relevant documents and materials;

2. Deposit: individuals pay a certain percentage of wages or total wages every month according to their own conditions and needs. The deposit amount is generally paid by individuals and units;

3. Inquire about account balance: individuals can inquire about the balance and deposit of their provident fund accounts at any time through local provident fund management centers or online;

4. Withdrawal business: when individuals need to withdraw the provident fund, they can prepare relevant supporting materials according to different reasons and requirements, and go through the withdrawal procedures at the local provident fund management center;

5. Handling loans: If individuals need to apply for housing provident fund loans, they can go to the local provident fund management center to handle loan application procedures according to their own conditions and needs, and they need to bring relevant documents and materials, such as house purchase contracts and income certificates;

6. Other businesses: individuals can also handle other businesses in the provident fund management center, such as changing personal information and paying back the provident fund.

To sum up, there may be differences in housing provident fund policies and business processes in different regions. It is recommended to know the local policies and operational procedures in advance for better operation.

Legal basis:

Article 8 of the Regulations on the Management of Housing Provident Fund

The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.

The director of the housing provident fund management committee shall be a person with social credibility.