Savings fund is a fixed investment fund. Regular fixed investment of the fund is the fixed investment of the fund. It refers to the time, amount and method of deduction agreed by the investor in the relevant sales organization, and the sales organization automatically completes the deduction and fund subscription from the bank account designated by the investor on the agreed deduction date. Because the amount invested in this way is generally small, investors can make the money run automatically for a long time through an agreement. Therefore, it is also known as the lazy investment law, generally from 200 yuan. In the case of not increasing the economic burden, the monthly automatic deduction plays the role of compulsory savings, accumulates funds for investors and obtains compound interest income for a long time. Fixed investment can effectively diversify investment risks. When the net value of the fund rises, the fund shares bought are less, and when the net value of the fund falls, the fund shares bought are more. In the long run, it can effectively reduce the investment cost, and investors don't have to work hard to choose the right investment opportunity. Therefore, for ordinary investors and office workers, fixed investment is a better investment and financial management method. Long-term investment has almost zero risk. Higher income.