If an investor buys a fund of 10000 yuan, assuming that he buys a stock fund, and the fund rises by 4% that day, then the money he can earn is: 10000*4%=400 yuan, then the fund can earn 400 yuan, but it should be noted that the risks and returns of the fund are equal. If the fund falls by 4%, 400 yuan is a loss.
Therefore, we should also pay attention to risks when buying funds, and we should not just look at the income. Risks and benefits coexist. If you can't take big risks, then you can consider a monetary fund with smaller risks.
Money fund is the least risky of all fund types, and it is more likely to make money and less likely to lose money if it is held for a long time. When choosing, you can refer to the past income of the fund and try to choose a fund with better past income. Although the past does not represent the future, it will still have certain reference significance. Secondly, we should choose a good fund manager, because funds are managed by fund managers, so we should choose a good fund manager.