The pension target fund has not been listed yet, and it will be listed in the first batch, so if you pay attention to the expected income of the pension target fund, you can analyze it from the operating mode of the pension target fund. Pension target fund belongs to Public Offering of Fund and securities investment fund, and it is operated by FOF. What about the income of the pension target fund?

analysis of expected return of pension target fund

1. Long-term steady appreciation

The goal of pension target fund is to realize long-term steady appreciation, and at the same time, due to the adoption of the form of FOF and the pursuit of steady expected return through the optimal allocation of various assets, the expected return of the fund is basically guaranteed.

2. Pension target funds higher than ordinary funds

Investors are encouraged to hold them for a long time. At present, the closure period of pension target funds is not less than one year, three years and five years. Then, if it is not higher than the expected return of the ordinary fund, it is difficult for investors to hold it for a long time. Therefore, the financial manager speculates that the expected return of the fund will be higher than that of the ordinary fund in the long run.

Analysis of the loss of pension target funds

As it is the first batch of pension target funds listed, Wealth Manager thinks that the possibility of loss is very small. At present, fund management companies attach great importance to the investment and management of the fund, and at the same time, they have very high requirements for the management talents of the pension fund, which is much higher than that of the general managers in Public Offering of Fund. In other words, the pension target fund is the product of high allocation and high-end talent operation, so even if the expected income is low, the possibility of loss is relatively small. Because once the first batch of funds lose money, the later batch of pension target funds will not be able to attract investors to invest.

Wealth Manager Jun analyzed the pension target fund from two aspects: expected income and risk. In fact, the first batch of this fund will never be mediocre in order to make a name for itself. If we are optimistic about the first batch of pension target funds, we might as well buy some at the issuance stage and give it a try. Judging from the current development situation, the wealth manager is still optimistic about the expected income of the pension target fund.