Accounts opened by enterprises can be divided into basic deposit accounts, general deposit accounts, temporary deposit accounts and special deposit accounts according to their different uses.

?An enterprise can only choose one business institution of a bank to open a basic deposit account. It is not allowed to open basic deposit accounts in multiple banking institutions, and it is not allowed to open multiple general deposit accounts in several branches of the same bank.

When a depositor applies to open a general deposit account, he or she shall present the certification documents required for the depositor to open a basic deposit account, a basic deposit account opening license and the following documents: 1. The depositor shall issue a loan contract due to the need to borrow money from the bank;

2. Depositors should provide relevant certificates for other settlement needs.