After the fund's net value is high, users should analyze the stocks held by the fund and judge whether these stocks will continue to rise in the future. If the future growth potential is huge, you can buy and hold it at this time, and the net value of the follow-up fund will continue to rise, bringing more benefits to investors.
When analyzing the rising potential of funds holding stocks, we should pay attention to the overall trend of the stock market. Generally, only when the stock market rises as a whole will the stocks held by the fund continue to rise; If the stock market is in a downturn and the stock price falls, then the net value of the fund will also fall, and then you can't buy a fund to hold it.
However, users can only view the top ten stocks held by the fund, and fund companies will only announce their positions at the end of the quarter. Because the fund manager will constantly adjust the fund position according to the market trend, it will be inaccurate to analyze the stocks held by the fund at this time, but the stocks held by the fund generally will not be adjusted on a large scale, so it is of certain reference value to analyze them.
When investing in a fund, users should have a comprehensive understanding of the fund, including the investment direction, fund scale, establishment time, fund manager, fund custodian, year when the fund company launched, etc. After comprehensive judgment, they can determine whether it is worth investing.
To buy a fund, you need to know the relevant expenses, and the subsequent redemption time is different. For example, the quick redemption of money funds can be realized on the same day, while the ordinary redemption adopts T+ 1, and the redemption of stock funds and hybrid funds reaches T+ 1, which may take longer than this, depending on the relevant regulations of fund companies.