Answer: The four modes of fixed investment. In the minds of many investors, the so-called fixed investment must be deducted at a fixed time, otherwise it violates the principle of fixed investment.

This kind of thinking will inevitably make fixed investment dogmatic and is not conducive to the growth of investment levels.

There are actually four modes of fixed investment. Let’s talk about them today.

The first mode: regular fixed investment. This is the simplest fixed investment mode. Select a time and deduct a certain amount every week, which is the regular fixed investment.

This method is suitable for friends who have just decided to invest. They have no investment experience and don’t know how to look at valuations. Then use this simple fixed investment method to restrain yourself and feel the rise and fall of the market in the process of long-term continuous investment.

If you can encounter sudden plunges and surges, you can continue to cultivate your mentality in this market, learn basic knowledge of the stock market, and understand the principles of making money.

After one to two years of persistence, you can move to the next level.

The second mode: regular and variable-rated investment. Regular and variable-rated investment is the model used by the second master in over-the-counter fixed investment.

This fixed investment method determines the fixed investment amount based on the overall valuation of the entire market index and the specific valuation of a single index.

To put it simply, it is to invest more at low levels and less at high levels in the undervalued area, thereby investing funds in funds with lower relative valuations, which is more conducive to future value appreciation.

Friends who have mastered the index valuation method and can use the Second Master valuation table to understand the valuation principles can use this method to invest.

The third mode: Irregular fixed-term investment. Irregular fixed-term investment is an investment method that involves investing the same amount for an indefinite period. This can increase the frequency of buying when prices are low.

For example, when the Shanghai Composite Index is below 2,500 points, you can change weekly fixed investment to daily fixed investment, which is equivalent to accelerating the frequency of fixed investment to accumulate more assets at a low level.

Irregular fixed-term investments also require investors to know the overall market position. Ershifu's Wind A index percentile and the index trend chart in the weekly report can show the current overall market position.

The fourth mode: Irregular and unfixed rated investment. Irregular and unfixed rated investment is the method adopted by the Second Master Crocodile Plan. It requires a high degree of self-control and a clear judgment on the valuation of a single index.

With this method, you don’t need to limit yourself to investing a certain amount at a certain time.

You can double your fixed investment multiple times when the market is extremely undervalued. If the market is not extremely underestimated, you can reduce the amount of investment or even stop fixed investment and wait for the best opportunity.

As the saying goes: It doesn't matter whether the cat is black or white, the one that catches mice is a good cat.

The same goes for investment. No matter which method you use or what type of investment you invest, it is a good way to make profits safely.

There is no fixed method for fixed investment, and the correctness of truth is also conditional.

For example, if you think you need to drive on the right when driving, is this necessarily correct?

It's true in China, but it's wrong to drive on the right in the UK.

The same goes for stock market investment. Today, if the A-share market is in a bear market, it is appropriate to slowly buy fixed investments. If a few years later, A-shares also experience a slow bull market, then of course the return rate on a one-time investment will be higher than that of fixed investments.

The establishment of any conclusion is conditional.

Various investment methods also need to be used flexibly based on actual conditions.

Disclaimer: Any opinions in this article are the personal investment experience records of Master Er and do not constitute investment advice.

Readers who invest based on this article and any previous opinions do so at their own risk.