Yu 'ebao only has a current account but no fixed term, which is different from fixed term.

Yu 'ebao is a balance appreciation service launched by Alipay. When users transfer funds to Yu 'ebao, they actually buy a money fund named Yu 'ebao provided by Tianhong Fund, which can be used for payment and transfer at any time.

the full name of Yu' ebao Money Fund: Tianhong Yu' ebao Money Market Fund, which is a monetary fund issued by Tianhong Fund Management Co., Ltd. with the fund code of 198.