Investment and financial management has a certain time period, and the length of the time period varies with different investment strategies. Like to do short-term, some people like to do long-term, and everyone has their own investment preferences. So which is more suitable, short-term fund or stock? Is the short-term expected return brought by the following small series high? I hope you like it.
1. Which is more suitable for short-term operation, funds or stocks?
Which is more suitable for short-term fund or stock? Mainly based on the expected income, transaction efficiency and transaction cost of short-term operation, because funds are divided into on-site funds and off-site funds, which are very different, so which is more suitable for short-term operation, funds or stocks? It also needs to be analyzed according to the actual situation.
prospective earnings
Short-term operation pursues fast-forward and fast-out, and makes quick money through day trading. Therefore, investors need to have large price fluctuations in a short period of time to produce good expected returns.
If our investment object fluctuates little in a short period of time and the net value remains unchanged, then our short-term trading becomes meaningless. Buying at the same price and selling at the same price will not generate any income, that is, there will be no price difference.
As we all know, many funds are essentially a combination of a basket of stocks, and the target of investment is a combination of many financial instruments. Therefore, in the short term, the price fluctuation is small and the risk is scattered. Only when most stocks go up can funds go up.
In the short term, the stock price fluctuates greatly. In the main board market of Shanghai and Shenzhen stock markets, the daily price fluctuation of normal stocks is limited to 65,438+00%, while in the science and technology innovation board and growth enterprise market, the daily price fluctuation is limited to 20%. In addition, in many cases, there is no limit to the price of a stock in a certain period of time.
In terms of expected return, stocks fluctuate more in the short term and the expected return is relatively higher, so stocks are more suitable for short-term than funds.
Transaction efficiency
Short-term operation must be matched with high transaction efficiency. If the transaction efficiency is too low, it will waste a lot of unnecessary time and inefficient use of funds. T+ 1 trading is implemented in the A-share market, while T+ 1 trading is implemented in OTC funds and OTC funds. However, the trading efficiency of OTC funds is relatively low, so it takes more time and more trouble to redeem OTC funds.
transaction cost
The transaction cost is mainly the handling fee. Short-term operation requires day trading, and day trading will generate a lot of handling fees. If the handling fee is higher, then our transaction cost will be higher, and the transaction cost is too high, which is not suitable for short-term work.
On-site funds need relatively low fees, while off-site funds need relatively high fees. The charge of off-site funds has a great relationship with the holding time of funds. The longer you hold it, the lower the cost. The shorter the holding time, the higher the handling fee.
The handling fee for stock trading is relatively moderate, mainly because stamp duty is paid for selling stocks, and the proportion of stamp duty is relatively high. The handling fee required by the stock exchange is higher than the on-site funds and lower than the off-site funds.
Second, is the short-term expected return high?
Is the expected return of short-term work high? In fact, you can't give a clear answer, because short-term operation is equivalent to a kind of speculation. With luck, we may be able to double the funds in a short time. But if you are unlucky, you may lose your principal in a short time.
Generally speaking, the expected return of short-term stock trading is much higher than that of short-term fund trading, and the fund is more suitable for long-term holding with less short-term fluctuation. However, in the short term, the fluctuation range of stocks is relatively large. The greater the fluctuation, the greater the risk, the greater the risk and the higher the expected return.
Bull market and bear market are only in an instant, and many people hope that the bull market will appear. For the judgment of bear market, we can adopt the method of contingency synthesis, that is, to establish a comprehensive analysis system whose standards are revised with historical changes and can adapt to the changed status quo. This analysis method is also suitable for balancing the market.
Bear market duration
It is understood that there are bull stocks in the bear market, such as Yi 'an Technology and Haihong Holdings. Give up if you lose money, and the result is a ups and downs. Whether it is to distinguish bear stocks in a bull market or to know bull stocks in a bear market, it is important to see whether the medium and long-term moving averages of individual stocks present and maintain an upward trend.
As for how long does a bear market last? A bear market generally does not last more than five years. To put it simply, within five years, the A-share market is bound to have a relatively good rise. Referring to the historical K-line chart of A shares, we can know that any time can be used as the initial unit of calculation. After five years of development, we can see that the stock market has risen every year for these five years.