Monetary fund is an open-end fund financing tool. Money funds mainly invest in bonds, central bank bills, repurchase and other short-term wealth management products with high security. The principal of the Monetary Fund is relatively safe, with an expected annualized rate of return of 3.9%. It is suitable as a liquid investment tool and a substitute for savings.

Monetary funds are characterized by safe principal and strong liquidity.

1. Money funds mainly invest in short-term wealth management products with high security, such as bonds, central bank bills and repurchase. They are also called "quasi-savings products". Their main features are "worry-free principal, convenient demand, fixed income, and daily dividends". Money funds only invest in the money market, such as short-term government bonds, repurchase, central bank bills, bank deposits, etc. Its liquidity is second only to bank demand deposits, and its income is calculated every day. Under normal circumstances, the income is carried forward to the fund unit within one month. The income is slightly higher than that of one-year time deposit, and the interest is tax-free.

2. The principal of the Monetary Fund is relatively safe, and the expected annualized rate of return is 3.9%. It is suitable as a liquid investment tool and a substitute for savings. Due to the emergence of digital currency, a new type of money fund-virtual money fund has appeared in the field of money fund. Also known as the digital currency Fund. For example: BLC digital currency Fund. Generally speaking, the probability of investors' profit is 99.84%; The expected rate of return is between 3.8-5%, which is higher than the interest of 3.5% for one-year time deposit, and there is no interest tax; Can be redeemed at any time. Under normal circumstances, the funds will arrive on the second day of the redemption application. It is very suitable for units and individuals who pursue low risk, high liquidity and stable income.

Product characteristics of money fund:

3. Product features:

(1) Principal security: The investment type of most money market funds determines that their risk is the lowest among all kinds of funds. Generally speaking, the money fund contract will not guarantee the security of the principal, but in fact, due to the nature of the fund, the money fund rarely loses its principal in reality. Generally speaking, monetary funds are regarded as cash equivalents.

(2) Strong liquidity: liquidity is comparable to demand deposits. The fund is easy to buy and sell, with short arrival time and very high liquidity. Under normal circumstances, the fund can be paid in two or three days after redemption. At present, the fund company has opened the real-time redemption business of the money fund, which can be received on the same day.

Monetary fund is an open-end fund financing tool. Money funds mainly invest in bonds, central bank bills, repurchase and other short-term wealth management products with high security. The principal of the Monetary Fund is relatively safe, with an expected annualized rate of return of 3.9%. It is suitable as a liquid investment tool and a substitute for savings.

Monetary funds are characterized by safe principal and strong liquidity.

1. Money funds mainly invest in short-term wealth management products with high security, such as bonds, central bank bills and repurchase. They are also called "quasi-savings products". Their main features are "worry-free principal, convenient demand, fixed income, and daily dividends". Money funds only invest in the money market, such as short-term government bonds, repurchase, central bank bills, bank deposits, etc. Its liquidity is second only to bank demand deposits, and its income is calculated every day. Under normal circumstances, the income is carried forward to the fund unit within one month. The income is slightly higher than that of one-year time deposit, and the interest is tax-free.

2. The principal of the Monetary Fund is relatively safe, and the expected annualized rate of return is 3.9%. It is suitable as a liquid investment tool and a substitute for savings. Due to the emergence of digital currency, a new type of money fund-virtual money fund has appeared in the field of money fund. Also known as the digital currency Fund. For example: BLC digital currency Fund. Generally speaking, the probability of investors' profit is 99.84%; The expected rate of return is between 3.8-5%, which is higher than the interest of 3.5% for one-year time deposit, and there is no interest tax; Can be redeemed at any time. Under normal circumstances, the funds will arrive on the second day of the redemption application. It is very suitable for units and individuals who pursue low risk, high liquidity and stable income.

Product characteristics of money fund:

3. Product features:

(1) Principal security: The investment type of most money market funds determines that their risk is the lowest among all kinds of funds. Generally speaking, the money fund contract will not guarantee the security of the principal, but in fact, due to the nature of the fund, the money fund rarely loses its principal in reality. Generally speaking, monetary funds are regarded as cash equivalents.

(2) Strong liquidity: liquidity is comparable to demand deposits. The fund is easy to buy and sell, with short arrival time and very high liquidity. Under normal circumstances, the fund can be paid in two or three days after redemption. At present, the fund company has opened the real-time redemption business of the money fund, which can be received on the same day.