At the beginning of the Year of the Ox, the market showed a trend of high and low switching, and the Growth Enterprise Market fell for seven consecutive days, which made many investors, especially the new citizens who followed the trend, experience the unbearable weight of life. So how do we buy the pedestal? Today, Bian Xiao will share with you the reasonable expectation of the fund's investment target for your reference only!

Have reasonable expectations for the investment objectives of the fund.

Setting a reasonable investment expectation is the premise for us to obtain the long-term income of the fund.

Too high investment expectations often lead to chasing up and down, while too low investment expectations will let us hold funds for a short time.

(1) The average rate of return in Public Offering of Fund is shown in the above figure, taking the common stock fund index and partial stock mixed fund index as examples. As of March 3, 20021year, the annualized returns of the two indexes were 12.36% and1/0/.65 respectively.

(2) The rate of return of top investors in the market. Buffett, Graham and many other world-class investment masters have long-term annualized returns of around 20%.

For the basic people, remember not to be carried away by the money-making effect of the previous two years. Funds are not the wealth password of insurance, and the myth of "two or three generations will last forever and spread endlessly" will not happen in hot industries.

Do a good job in fund screening.

Which should be redeemed, the money-making fund or the money-losing fund?

I believe many friends will face such a dilemma.

Perhaps most friends will choose to sell the fund that makes money, and then wait for the fund that loses money to slowly return to its capital.

In this regard, Peter Lynch has a metaphor: If you have a garden, pick flowers every day and water weeds, then in the end you will only have weeds.

In fact, whether to sell a fund does not mainly depend on the profitability of the fund. In the face of the baptism of the market, the recommended operation should be to get rid of the rough and extract the fine, and keep the high-quality funds with excellent long-term performance.

If a fund manager has not only experienced a bull and bear market, but also ranked in the top 1/3 in medium and long-term management performance, then it is relatively certain to maintain the advantage in the future.

Find the right investment position.

Why do funds make money, but people who invest in funds don't? The low position may be one of the reasons why you dare not buy it.

Before talking about position management, we must establish a knowledge: it is difficult for us to buy at the lowest point and sell at the highest point. It is meaningless to predict the market trend, but it needs to be prevented by position management. 1. Don't overestimate your risk tolerance. Investment is mainly about risk management. Every investor has a critical value of risk tolerance. When buying a fund, investors must be clear about their risk tolerance and be able to accept the fluctuation of the fund's net value.

Some investors have poor psychological quality. For example, many small partners who have been heavily involved in liquor and new energy in the early stage are too painful to sleep in the face of recent continuous adjustments, so the positions of partial stock funds of such investors should not be too heavy. 2, spare money investment, don't Man Cang double position, double greed, double fear, double risk.

For a person in Man Cang, there is no choice but to go all the way to the dark, which is tantamount to gambling psychology and runs counter to the original intention of investment.

Have reasonable expectations for the fund's investment objectives;

★ Risk analysis of fund investment

★ Understand the basic knowledge of the fund.

★ Investment Guide for Fund Market

★ Introduction skills of personal investment and financial management

★ Matters needing attention in private equity investment

★ What is the principle of investment value index?