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When you buy a stock fund, the day you buy it coincides with the negative increase of the stock fund. Is this a good thing or a bad thing for the buyer?

is a good thing.

The fund share obtained when purchasing a fund is related to the net value of the fund on that day.

Fund share = application amount ×(1- subscription rate)/net value of the subscribed fund

The day of purchase coincides with the negative increase of the stock fund, indicating that the net value of the fund decreases on that day, so the share of the fund purchased on that day is relatively more. Because the price of stocks always fluctuates, there are ups and downs, and most of the funds buy stocks. Therefore, when the stock market falls, the net value of the fund is cheaper, and the same money can buy more shares. Once the market rises, there will be more profits.

Extended information:

When an investor buys a stock fund, it means becoming a shareholder of the listed company invested by the fund. After becoming a shareholder of a listed company through a stock fund, there may be two aspects of profits: < P > First, the gains from rising stock prices, which is commonly referred to as "capital gains";

the second is the profits distributed to shareholders by listed companies in the form of "dividends", which is commonly called "dividends". If the listed company is not properly managed, the share price may fall.

although stock funds lag behind the market in the short-term "consideration" market, their long-term performance is optimistic, and investors should not make frequent adjustments to avoid rising transaction costs and falling behind the broader market. Taking the statistical data from July 1, 24 to June 3, 26 as an example, during these two years, the cumulative rate of return on investment in stocks was 19.52%, while the cumulative rates of return on investment in bonds and savings were 16.27% and 2.16% respectively.

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