5, spare cash is quite a lot. If it is put in the bank's current account, it will waste a sum of income money. Then how can 5, spare cash generate more financial benefits? What are the financial methods? We have prepared relevant contents for your reference.

If 5, spare cash wants to make a large financial return, you can consider stock funds, hybrid funds and index funds. If the fund market is good, it is possible to earn more financial return, and it is possible to double it every year. However, if the fund market is poor, it is also possible to lose 5,.

Therefore, the risks and benefits of financial management are relative. You can't just look at the benefits and ignore the risks when managing money. If the risks are too great, you can actually consider bank financing, but there are also risk levels in bank financing, and it is also divided into current financing and regular financing.

Generally, the flexibility of current financial management is better, but the income is not high. If this 5, yuan is spare money, it is actually more appropriate to deposit it in a bank's time deposit. For example, the expected yield of a certain financial product with a fixed term of one year in a bank can be as high as 5%, but it should be noted that this is the expected income and does not represent the actual income.

if the financial market is good after maturity and the expected income is reached, then it is assumed that the deposit is 5, yuan. If the expected financial income is 5%, the interest earned in one year is 5, * 5% = 25, yuan, which is still relatively high.