Social welfare fund is a fund organization that uses the proceeds for designated social welfare undertakings.

Such as poverty alleviation fund, scientific research and development fund, education development fund, literary award fund, charity fund and other social insurance funds refer to special funds paid by payers and individuals according to a certain proportion of the payment base and raised by other legal means according to national laws and regulations. Social insurance fund is a fund raised by the state for holding social insurance undertakings, which is used to pay insurance benefits and allowances enjoyed by workers due to temporary or permanent loss of working ability or job opportunities. The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Social insurance fund is a fund used by the state to resist labor risks through compulsory collection. The financing targets include the government, collectives and individuals, and the sources of funds include: social insurance premiums and social late fees paid by enterprises and policyholders according to law, value-added income of social insurance funds, government investment and various donations.

China's relevant policies on such funds stipulate that such funds can be used for securities investment to maintain and increase value.