Almost every product in every industry has an expiration date, and so does the fund. After buying a fund, many people intend to hold it for a long time and choose a fixed investment. What will happen if the fund with fixed investment fails to redeem at maturity?

What will happen if the fixed investment fund does not redeem when it expires?

If the fund is not redeemed at maturity, it will continue to operate, that is, the money you invest will continue to invest, rise or fall with the trend of the fund, bringing you gains or losses. When purchasing this fund, you chose a fixed investment and signed a fixed investment agreement. In fact, this fixed investment agreement is just that you and the bank agree to help you buy funds at a fixed time every month.

After the fixed investment plan expires, the bank will no longer automatically deduct money to buy funds for you, and you can decide whether to continue holding or redeeming the funds you hold. The fund itself is established for a long time. If the fund is delisted and investors fail to redeem it in time, the system will allocate the remaining assets in proportion and the funds will automatically arrive.

Say $1,000 to $10,000, the fund is actually worth holding for a long time, but buying a fund also has the risk of losing money. Don't think that if you buy a fund, you will make money 100%. Even the capital preservation fund has the risk of loss after redemption, so it is not suitable for investors with insufficient tolerance for loss risk to buy it.

After reading the above introduction, I believe that everyone has a more comprehensive understanding of what will happen if the fixed investment fund is not redeemed at maturity.