Want to know more about Huaxia insurance company's small partners, you can read this article: Is Huaxia insurance reliable? You should know these precautions!
In China, all insurance companies will be supervised by the Banking and Insurance Regulatory Commission of China. China Banking and Insurance Regulatory Commission will take action if an insurance company violates regulations or its solvency is seriously below the standard.
Solvency indicators are: (1) core solvency adequacy ratio is not less than 50%; (2) The comprehensive solvency adequacy ratio is not less than100%; (3) Its comprehensive risk rating is above Grade B.. If one of the indicators is unqualified, it is an unqualified company.
So if a friend meets an unfamiliar insurance company, you can see if the recent solvency data of this insurance company exceeds the standard. If it is higher than the standard, we can buy other insurance products with confidence.
Here, Xue, a senior, also introduced in detail how to treat insurance companies. You can read this article and find out: What should we see for insurance companies?
Finally, senior sister wants to tell you that no matter whether the insurance company is supervised or the insurance company has gone bankrupt, in the event of an insurance accident (which meets the claim conditions), someone will still make claims for the insurance products we bought. Therefore, everyone basically does not have to worry about their own interests being damaged.
If a small partner wants to know more about the whereabouts of the insurance products we bought after the bankruptcy of the insurance company, you can read this article: The insurance company went bankrupt, what should I do with the insurance I bought?
The above is all my answers to this question, I hope it will help you!
Hope to adopt!
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