Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Please recommend bond funds.
Please recommend bond funds.
Can we consider using bond funds instead of time deposits? -Yes.

Better Bond Fund-Huaxia Hope Bond Fund

Reason:

1, Huaxia Fund Company, as one of the largest and best fund companies in China, is guaranteed to choose Huaxia Fund itself.

2. This bond fund is slightly different from ordinary bond funds, that is, 20% of the funds can be invested in stocks, so the risk is slightly higher and the income is better.

3. Huaxia Hope (a) Performance: Since this year (as of 09/112), the rate of return (7.65) is higher than that of similar funds (3.40%). It shows that the yield of most such funds this year is around 3.40%, and the funds are much higher than the average level; There are only ***8 1 of similar funds, and the fund ranking is 1 1, ranking in the top three. The annual return ranks in 7 1 only similar funds 12.

In addition: Huaxia hopes to have two charging methods, namely -A and-C.

A is the front-end charging mode, which is charged at the time of subscription and paid in one lump sum, and no sales service fee is charged.

C no subscription fee is charged, but the sales service fee is charged at the rate of 0.3% per year, which is directly accrued from the fund assets every day.

On the surface, Class C accrues sales service fees every day, with a slightly lower net value, but Class A has a front-end subscription fee, so the overall difference is not big.

You can choose these two types according to how long you expect to hold the fund.

I think if the investment time is more than one year, it is more appropriate to choose A. It's up to you.