Money market funds: these funds invest in short-term high-quality bonds and money market instruments, with low risks but relatively low returns.
Bond funds: these funds mainly invest in the bond market, with relatively stable returns and low risks, but they are also affected by interest rate fluctuations and credit risks.
Hybrid funds: These funds invest in stocks, bonds and other securities, and the risks and returns are relatively balanced, but attention should be paid to the specific configuration of the portfolio.
It should be noted that capital preservation funds also have certain risks, and the investment strategies and risk levels of different capital preservation funds will be different. When choosing a capital preservation fund, investors need to carefully evaluate the investment strategy, historical performance and management team of fund products according to their own risk tolerance and investment objectives, so as to make wise investment decisions.