Today, I will share with you four profit-taking methods. You can use them flexibly according to the actual situation and choose one that suits you.
First, the exit of profit-taking method
On the basis of a certain profit, as long as the withdrawal exceeds a certain percentage, the profit will be taken away. For example, if the yield reaches 60% and the withdrawal rate exceeds 20%, it will stop making profits.
Second, the target profit-taking method
Set a target rate of return before fund investment, and make a profit after reaching the target. This is the simplest, most direct and easiest way to operate. Usually, the target rate of return is set at 20%, and then the target rate of return increases by 10% every year, for example, 30% from the second year to the third year to make a profit.
Third, the profit-taking method in batches.
This is an upgraded version of the target profit-taking method. Every time the profit reaches a certain proportion (generally set as 10%), the profit part is sold, so that the principal can be kept unchanged, and the profit can continue to be made while increasing.
Four. Valuation and profit-making methods
This method is suitable for index funds. Look at the valuation of the index. If you are still in the low valuation range, you can continue to vote for this index. If the index is in a high valuation state, you can sell the index fund and then switch to a low valuation index for fixed investment. Generally, when the valuation percentile reaches 70%, it is in a relatively high range, and you can consider selling a part. When the percentile reaches 80%, you can consider selling it all.
Because each profit-taking method has its own advantages and disadvantages, it is not that which profit-taking method is the best. It is important to choose the method that suits you according to the situation. In any case, if you insist on the fixed investment of the fund, the income will definitely be good for a long time.