Class A charging method is a one-time subscription fee charged by the front end.
The charging method of Class C is not to charge subscription and redemption fees, but to gradually charge sales service fees every year.
Generally speaking, the duration of investing in a fund is uncertain (testing the water). It is more appropriate to choose C-type charging mode.
If you are optimistic about the future performance of the fund and intend to hold it for a long time (1 year or more), it is more cost-effective to choose a sales channel with a 10% discount on subscription fees.
It can be simply written as "long-term holding chooses Class A charging method, and short-term holding or uncertain investment period chooses Class C charging method"
But only in general, specific funds need specific analysis to know how to choose cost-effective ones.
0 1. Give a practical example.
Take Jiashi CSI 300ETF Connection A( 160706) and Jiashi CSI 300ETF Connection C( 160724) as examples to teach you how to choose the most cost-effective charging method.
Why does a fund have Class A and Class C? What's the difference between choosing A and C? So here, Stone is scheduled to tell you about the difference between Class A and Class C of funds, when to choose Class A and when to choose Class C..
Class A and C of index funds are common types of funds except graded funds. However, because Class A and Class C are different codes of the same fund, gay friends often doesn't know which is better when choosing Class A and Class C. ..
The biggest difference between Class A stocks and Class C stocks.
Index funds A and C operate together, but the rate structure is different. Class C shares do not charge subscription fees, and generally do not charge redemption fees if they are held for more than 7 days. The annual fee is 0.4%/ year more than the Class A share, and shall be accrued on a daily basis.
Buy class a or class C.
Generally, index funds are bought on the third-party financial platform, and the subscription fee is generally 1%, so short-term investment will buy Class C and long-term investment will buy Class A.. Take the Guangfa Pension Index held by Stone as an example.
Index funds A and C operate together, but the rate structure is different. Class C shares do not charge subscription fees, and generally do not charge redemption fees if they are held for more than 7 days. The annual fee is 0.4%/ year more than the Class A share, and shall be accrued on a daily basis.
Buy class a or class C.
Generally, index funds are bought on the third-party financial platform, and the subscription fee is generally 1%, so short-term investment will buy Class C and long-term investment will buy Class A..