By the way, there is a fund course that I strongly recommend. The great gods have been focusing on fund investment for many years, and the annualized income can reach 15%: only 50 people! Click to participate in the "fund training camp" and invest in high-yield funds!
Let's get down to business.
1. Stock-high-yield wealth management products
As long as you open an account in a brokerage firm, you can join the stock market without preparing too much principal. Everyone knows that stocks are exciting, so don't invest more than 20% of total assets. Because of the high risk, it is not recommended for financial novices to stock. It is easy to be cut off if you don't understand the market, but you need too much time and energy to study systematically.
2. Funds-financial products with safety, profitability and liquidity.
The fund's funds are kept in the bank, which is very secure. Compared with the free investment in the stock market, the high risk, convenience, stability and special management of funds are obviously more favored by people. Since the fund 10 yuan, the price is very close to the people, and the investment varieties will not be concentrated on one variety, so the risk is very low. Moreover, investment funds don't have to worry about money being trapped, and the fund is easy to redeem and has high liquidity.
The reason why many people's fund income is not high is that they don't choose funds. For those who want to get long-term benefits, investing in the Great God is a good choice: the benefits are limited! Click to participate in the fund training camp, and the high-yield fund has flowed out. Speed and investment income can reach 15%!
3. National debt-a wealth management product with low threshold, high security and poor liquidity.
National debt has many advantages. First, you can buy it as long as 100 yuan. It has high security, because the issuer is a country, and there is still about 4% income a year. National debt is a long-term investment, and it is not recommended to redeem it in advance unless necessary, because a handling fee of 0. 1% is required for withdrawal.
To sum up, the most suitable product for financial management is fund. Ordinary people have three disadvantages in the investment process: unprofessional, lack of time and insufficient money. If you invest in a powerful fund, you can solve these problems satisfactorily. If you want to get a high-quality fund, come to the fund training camp: click to participate in the fund training camp, and the fund investment will win!
The above is my view on "carrying 50 thousand spare money" How to manage money? 3 years to 65438+ ten thousand, hope to adopt ~
Click on the link in the article to learn about the financial training camp, so that you can get twice the result with half the effort on the road of financial management!