The bookkeeping interest rate in recent six years is as follows: 20 16, year, year, year, year. The personal account bookkeeping interest rate of endowment insurance refers to the annual interest rate of the social insurance agency on the amount stored in the personal account, and the interest rate used to calculate the interest on the amount stored in the personal account is called the personal account bookkeeping interest rate. According to China's "Social Insurance Law", individual accounts of endowment insurance shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted.