Chapter 1 General Provisions Article 1 In order to promote the construction of cross-strait regional financial service centers, optimize the financial development environment, follow the basic principles of relevant laws and administrative regulations, and combine the actual conditions of the Xiamen Special Economic Zone, these regulations are formulated.

Article 2 The goal of building a cross-strait regional financial service center is to promote cross-strait financial cooperation, improve the financial market system, and form a financial agglomeration area, experimental area, and demonstration area that connects Zhangzhou (zhou) and Quan (zhou), radiates to Haixi, and serves both sides of the Taiwan Strait.

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The construction of a regional financial service center on both sides of the Taiwan Strait should adhere to the principles of equal priority, appropriate relaxation, overall planning, pilot testing, outstanding features, and controllable risks, adhere to the essential requirements of financial services for the real economy, and give play to the decisive role of the market in allocating financial resources.

Article 3 The Municipal People's Government organizes and leads the construction of cross-Strait regional financial service centers and performs the following duties: (1) Organizes the implementation of the national strategy of building cross-Strait regional financial service centers; (2) Organizes and compiles the construction and development plan of cross-Strait regional financial service centers.

Development planning; (3) Strive for and implement national and provincial policies to support the construction of cross-Strait regional financial service centers; (4) Organize and formulate specific policies and measures to promote the construction of cross-Strait regional financial service centers; (5) Coordinate and cooperate with the national

Xiamen financial management institutions and financial institutions promote the construction of cross-strait regional financial service centers and create a financial development environment.

The relevant departments of the Municipal People's Government shall be responsible for promoting the construction of cross-strait regional financial service centers within the scope of their respective responsibilities.

The district people's government is responsible for the relevant work in promoting the construction of cross-strait regional financial service centers within its own administrative region.

Article 4 The financial coordination service agency established by the Municipal People's Government is responsible for the organizational planning, coordination services, guidance and promotion of the construction of cross-strait regional financial service centers, and performs the following duties: (1) Prepare annual plans for the construction of cross-strait regional financial service centers,

and organize implementation; (2) study policies and measures to promote the construction of cross-Strait regional financial service centers; (3) carry out coordination and service work for the construction of cross-Strait regional financial service centers; (4) carry out financial management and supervision in accordance with the law; (5) organize

Coordinate and carry out financial exchange and cooperation activities; (6) Other duties prescribed by the Municipal People's Government.

Article 5 The municipal and district people's governments and their relevant departments shall commend and reward units and individuals that have made outstanding achievements in the construction of cross-strait regional financial service centers.

Chapter 2 Financial Market Article 6 The Municipal People's Government shall, in accordance with the requirements of building a multi-functional and multi-level financial market system, formulate financial market development plans, cultivate and develop financial markets and service platforms, and improve the financial market system.

Article 7: Encourage and support financial institutions on both sides of the Taiwan Strait to innovate financial products and financial services; encourage financial institutions on both sides of the Taiwan Strait to participate in each other's financial market activities.

Promote the two-way exchange, pricing and settlement of cross-strait currencies.

Encourage RMB participating banks in Taiwan and other overseas countries to open RMB agency clearing accounts at commercial banks in this city to support the development and expansion of cross-border RMB settlement business.

Article 8: Encourage and support the expansion of overseas RMB capital return channels in Xiamen.

Article 9 Commercial banks are encouraged to establish bill specialization centers and enhance bill financing service functions.

Article 10: Cultivate and promote the development of insurance, reinsurance and insurance intermediary markets, encourage the introduction of foreign-funded insurance professional intermediaries, develop new rural insurance, liability insurance and Internet insurance businesses, and expand insurance coverage.

Support commercial insurance institutions in participating in universal medical insurance and social pension security.

Insurance institutions on both sides of the Taiwan Strait are encouraged to carry out resource integration and business cooperation in product development, channel development and claims services.

Article 11: Support qualified enterprises in this city to issue bonds and go public for financing, and encourage listed companies in this city to refinance through allotment of shares, additional issuance, etc.

On the premise of complying with relevant national regulations, overseas affiliates of enterprises within the jurisdiction are encouraged to issue RMB bonds in Taiwan and invest in the Taiwan securities exchange market.

Article 12: Promote unlisted joint-stock companies within the jurisdiction to enter the National Small and Medium Enterprises Share Transfer System, publicly transfer shares, and conduct equity financing, debt financing, asset restructuring, etc.

Encourage and support the city's unlisted small and medium-sized enterprises to list on regional equity exchange markets.

Support the establishment of property rights trading platforms, provide equity transfer or related financing services for unlisted companies, and expand investment and exit channels for venture capital and venture capital.

Article 13: The Municipal People's Government shall arrange guidance funds and guide private capital to participate in the establishment of various types of equity investment funds such as industrial investment funds, venture capital funds, and merger and acquisition funds, so as to promote financial services to the real economy.

Article 14: Promote individual overseas direct investment pilots and explore the establishment of standardized and convenient direct investment channels.

Support individual overseas direct investment through new establishment, mergers and acquisitions, equity participation, etc. to establish non-financial enterprises overseas or obtain ownership, control, operation and management rights and other rights and interests of existing non-financial enterprises.

Article 15: Promote the establishment and improvement of the deposit and loan system, taxation system, foreign debt management system and foreign exchange fund settlement system that adapt to the development of offshore investment and trade business, and build an offshore financial market for Taiwan.