The channel sales of fund companies are mainly to maintain the channels. To put it more bluntly, it means going to the bank, establishing a good relationship with the bank’s personal finance department, and asking them to help you sell more funds. This is a job of asking for help. Generally, you don’t do it yourself. Sell ??the fund directly. Institutional sales only face customers, and of course they are very wealthy institutional customers, such as large enterprises, banks, insurance companies, securities companies, etc. It is also a job of asking for help.