If the risk is low, you can do some money funds. Remember, the ultra-low risk is the money fund. You can open an account in a securities company and buy it on their trading software. Of course, you can buy risky stocks there. ) Now, money funds like 20230 1 South Cash A are extremely low in risk. If you need money, you can redeem it 2 working days in advance. In fact, it is more worry-free to do some rolling RMB wealth management products of banks, but such products generally require a minimum of 50 thousand.