Which fund to choose for Yu’e Bao depends on the investor’s own preferences.

The funds that Yu'e Bao connects to include Tianhong Yu'e Bao Currency Fund, Bosera Cash Income Currency A Fund, China-Europe Rolling Money Currency A Fund, Huaan Ri Ri Xin Currency A Fund, Cathay Lei Shibao Currency Fund and Bosera Cash Income Currency A Fund, etc.

More than 20 currency funds.

The investment risk of money fund is very small, the overall expected return is not high, and the expected return fluctuation is small. Because the difference between different money funds is very small, there is basically no big difference in which fund to choose.

Yu'ebao is a balance value-added service and current fund management service product of Ant Financial, launched in June 2013.

Tianhong Fund is the fund manager of Yu’E Bao.

Yu'E Bao is connected to Yu'E Bao Monetary Fund under Tianhong Fund, which is characterized by easy operation, low threshold, zero handling fee, and can be withdrawn and used at any time.

In addition to financial management functions, Yu'e Bao can also be used directly for shopping, transfers, bill payments and other consumer payments. It is a cash management tool in the mobile Internet era.

Yu’e Bao remains China’s largest monetary fund.

On May 3, 2018, Yu'e Bao newly added two currency fund products, "Bosera Cash Income Currency A" and "China Europe Gunqianbao Currency A" under Bosera and China Europe Fund Company.

With a minimum purchase of 1 yuan, you can manage your finances on a regular basis - the launch of Yu'E Bao in 2013 is generally considered to have ushered in the first year of Internet financial management for Chinese people. At the same time, Yu'E Bao has become the most typical representative of inclusive finance.

One year after its launch, it not only gave tens of millions of people who had never been exposed to financial management awareness of financial management, but also activated technology and innovation in the financial industry and promoted the process of market interest rates.

Yang Chi, a researcher at the Development Research Department of Hua Xia Bank, said that the emergence of Yu'e Bao, on the one hand, meets residents' growing asset allocation needs and is a good supplement to existing investment products. It not only increases financial management returns but also lowers financial management thresholds.

, and also awakened the public’s awareness of financial management.

Wu Xiaoqiu, director of the Institute of Finance and Securities at Renmin University of China, said that the core contribution of Yu'ebao is to establish the wealth of balance funds and establish the approximate scale of market-based interest rates, which is conducive to promoting the process of interest rate marketization.