ABC is smart for 3 days: closed-end yield: 4.5%; Open period yield: 2.8% (Agricultural Bank of China has the right to adjust according to market changes and investment operation. In case of adjustment, after the effective date of the new expected maximum annualized rate of return (inclusive), all new buying and surviving funds that have entered the opening period shall be subject to the new expected maximum annualized rate of return.
1. Current financing
The annualized income of current financing of Agricultural Bank of China is not low among current products. Take the hourly wage of ABC as an example. The minimum holding time is 1 day, starting from 1, yuan. The annualized rate of return in the last 7 days is 2.61%, and the interest on purchasing 1, yuan per day is about .72 yuan. From : to 153,336, working days, the maximum amount that can be exchanged in real time every day is 1 million, and the amount that patients can exchange in real time every day is 5,, which can be exchanged at any time and is flexible to use. At present, the income of ABC's wealth management products is higher than that of most money funds in the market, so investors who need low-risk and high-liquidity wealth management should consider it.
second, regular financial management
ABC has many regular financial management products, except Huilifeng structured deposit series, Smart series and Benlifeng series. It is estimated that the annualized income from 21 to 3 will be above 3%, among which the Agricultural Bank of China Tongxin has the highest annualized income and a long investment cycle. The selected value of wealth management of Agricultural Bank of China "Agricultural Bank of China Tongxin" Phase VII RMB wealth management product has an annualized rate of 5.5% in 22, a holding period of 93 days, and a purchase price of 1 million yuan, with moderate risk. The expected annualized income of Huilifeng structured deposit series is 1.1%-3.5%, the 3-day annualized income of Smart is 2.3%-3.1%, and the 9-day annualized income of Principal Lifeng is 2.1%.
to sum up, if you want to find a formal financial product with high income and can bear moderate risks, you can choose the Tongxin series of financial management of Agricultural Bank of China. The annualized income is high, and the expected annual interest rate of 72-day products is 4.7%. If you are looking for a flexible channel, you can choose the wealth management products currently in the Agricultural Bank of China, and the current income is slightly higher than that of the Monetary Fund. In addition, if you want to make short-term investment, you can choose the structured wealth management products of the bank, with a yield of 3%-3.5% and a flexible investment period of one month, two months and three months.