When signing a contract with the house owner, the house owner clearly agreed on the payment terms and compensation for breach of contract to ensure that the final payment can be collected on time. It's only clear in the contract, so I dare not default on the final payment. After all, overdue payment is required.

Second, the down payment time:

On the day when the sales contract is signed, both the buyer and the seller have to pay the commission of the intermediary company, and the buyer has to pay the down payment to the seller, which is first supervised by the intermediary company and then bound by the buyer and the seller. On the day of transfer, the bank will make a down payment, the balance and other bank loans. Generally speaking, it is agreed to lend money directly to the seller, and the sales contract will bind the buyer to apply for the loan within a certain period after the transfer. If the buyer defaults, the deposit and commission will not be refunded; If the seller defaults, the commission will not be refunded, and the deposit will be doubled.

Third, the delivery time:

The delivery time shall be signed in the contract after negotiation by both parties. Under normal circumstances, the delivery time of the intermediary contract signed in the intermediary and the sales agreement printed in the Housing Authority is the same. If the situation of the buyer and the seller changes, both parties can settle it through consultation.

Fourth, try to take bank loans:

If the next home is a bank loan, when the bank confirms that the house has been transferred, it will automatically transfer the balance to the bank account you provided, and the bank is equivalent to a third-party platform. If the next home is a one-time payment, then it is required to pay the final payment on the day of transfer, otherwise the later period will be extremely complicated and its own interests will be extremely insecure.

Tips: The above contents are for reference only.

Reply time: February 2, 20221. Please refer to the latest business changes announced by Ping An Bank in official website.