The process of deducting fees from medical insurance accounts is as follows: 1. Medical treatment: People who participate in medical insurance can use their medical accounts to pay part of the medical expenses when seeking medical treatment; 2. Credit card: When seeking medical treatment, hold medical insurance

Card and swipe the card on the card swiping machine of the hospital or clinic, the system will automatically identify the account type of the insured person. If there is a balance in the account, the system will deduct the corresponding fee from the financial account; 3. Settlement: The hospital or clinic will

Upload the deduction information to the medical insurance center. After the medical insurance center verifies that it is correct, the corresponding fees will be transferred from the financial account to the hospital or clinic; the information required for medical insurance financial account deduction: 1. Medical insurance card or

Originals and copies of relevant medical insurance documents; 2. Personal identity documents, such as ID cards, household registers, etc.; 3. Originals and copies of social security cards or relevant social security documents; 4. Medical expense invoices, prescription orders and other relevant medical documents

The original and copy of the certificate; 5. The original and copy of the medical insurance financial account balance inquiry certificate; 6. The medical insurance financial account deduction authorization letter and other relevant application materials.

To sum up, the medical insurance financial account can only be used to pay for medical expenses that are within the scope of medical insurance reimbursement, excluding self-pay and non-medical expenses.

In addition, the balance of the medical insurance financial account cannot be transferred, returned or withdrawn, and can only be used for the payment of medical expenses.

Specific requirements may vary depending on the region and specific circumstances. It is recommended to consult the local medical insurance department or relevant institutions to more accurately understand the required information.

Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.