If the bank card bound by the purchase fund is cancelled, the redemption money may not arrive in time. It is recommended to contact the fund company or bank in time to replace the new card. Generally, the newly replaced bank card must be in my name, and cross-bank replacement is not supported. The new bank card must belong to the same bank as the original bank card. Please refer to the requirements of the fund company for specific card replacement requirements. No matter whether the bank card that bought the fund is cancelled or not, the fund can be redeemed. Please rest assured! Go to the fund company to replace the new card in time.

Extended data

(1) Submit the certification materials for bank card replacement.

Please prepare the following supporting materials and submit them in the prescribed way:

1. Copies or photos of the front and back of valid identity documents;

2. Certificate of new card issued by the bank (official seal of the bank is required);

3. Copy or scanned copy of the new bank card;

4. Fill in a complete application form for direct selling business.

Please select "Change of Account Information" in the business type, and fill in the account name, card number and bank of deposit of the new card in the "Reserved Bank Account Information", and accurately fill in the applicant's name, certificate type, certificate number, contact information, applicant's handwritten signature and date.

(2) How long will it take for the fund redemption to arrive?

The redemption time of the same type of fund is different. Generally speaking, the redemption time of money funds is T+ 1 to t+2; The redemption time of bond, stock, hybrid and index funds is T+3 to t+7; The redemption time of QDII fund is from T+7 to T+ 10. There are two points to note. First, T Day represents the trading day. Redemption before T day 15 is calculated according to the closing net value of the day, and application after 15 is calculated according to the closing net value of the next trading day. Second, there may be some differences in the arrival time of different platforms, and the specific arrival time is subject to the change of account funds.

1, the time of fund redemption.

We may have some subtle differences in redeeming funds on different platforms. Generally speaking, the redemption time of various funds is roughly as follows:

① monetary fund T+ 1 to t+2;

2T+3 to T+7 bond funds, stock funds, mixed funds and index funds;

③ QDII funds from T+7 to T+ 10.

The above is the approximate time for fund redemption. The specific time when the fund arrives depends on the redemption rules of the fund and the actual situation of the platform. For example, some money funds with the nature of current wealth management can achieve real-time payment, but there will be quota restrictions. In fact, it is because the sales platform is funded, so it can be paid so quickly; Some equity funds can also receive T+ 1, but it is limited to the fund sales platform, and it may take two trading days to directly receive the bank card.

2. Fund redemption process

Many people may ask, why can't funds be sold like stocks and received immediately?

In fact, this is because fund redemption also needs an operation process. The main process includes:

① Citizens submit an application for exchange (before T day 15: 00);

(2) the fund company calculates the net value of the fund share according to the closing;

③ Fund transfer: the fund custodian bank transfers the money to the fund company, the fund company transfers it to the sales organization, and the sales organization transfers the money to the people.