Provident fund loans can be paid off early.

Generally speaking, as long as you repay the loan normally for 12 periods (one year), you can apply for early or one-time repayment without penalty interest.

The application conditions for early repayment are as follows: The loan recipient is a natural person with full capacity for civil conduct, holds a legal and valid identity document, has good credit status, has a stable source of income and the ability to repay principal and interest on schedule, and can provide a loan recognized by the bank.

/Pledge application information.

Provident fund loan policies vary slightly from place to place. Users can call the housing provident fund hotline 12329 for related matters.

According to the law, if an employee has one of the following circumstances, he or she can withdraw the balance in the housing provident fund account: 1. Purchase, build, renovate, or overhaul a self-occupied house; 2. Retire or retire; 3. Completely

Losing the ability to work and terminating the labor relationship with the unit; 4. Leaving the country to settle down; 5. Repaying the principal and interest of the self-occupied housing loan; 6. Renting a house to live in; (The employee himself and his spouse do not own a house in Beijing and rent a house.

For public rental housing or commercial housing, both spouses can withdraw housing provident funds to pay the rent) 7. Those who have difficulty living and are receiving urban minimum living allowance; 8. Those who encounter emergencies that cause serious difficulties in family life; 9.

Migrant workers who have terminated their labor relationship with their units; 10. Those who have been sentenced to death, life imprisonment, or fixed-term imprisonment while serving and have reached the national statutory retirement age upon expiration of their sentences; 11. Those who have died or been declared dead; and employees who meet the requirements of Article 4 of these Measures

If the housing provident fund is withdrawn in the circumstances of Articles 1, 5, 6, 7, and 8, the spouse can withdraw the housing provident fund from his/her account at the same time.

Warm reminder: The above answers are only based on the current information and my understanding of the law. Please refer to it with caution!

If you still have questions about this issue, it is recommended that you sort out the relevant information and communicate with professionals in detail.