How about financial management of Qingdao's wonderful life for half a year?
1, security. There is basically no doubt about this. After all, it is a wealth technology product of Alipay, so there is no need to worry about it from the perspective of safety and reliability. Of course, any wealth management product has risks. Some risks are still unclear, but in this wealth management product, the risk coefficient is the same as that of bank deposits, so don't worry.
2. Yield: From the current Alipay products, the wealth management products of Brilliant Life have the highest yield. Of course, in addition to the bond funds recommended in it, the risk of bond funds is much higher than that of net assets wealth technology products.
How to make money through financial management?
Financial management mainly makes money through investment targets, such as investing in time deposits, and the income of time deposits is included in the income of financial management. The targets of financial investment are mostly time deposits, bonds, funds, stocks and foreign exchange. Risk is directly proportional to income, and the higher the income from financial management, the higher the risk that comes with it. Investors can choose suitable products according to their risk tolerance. Investors with low risk tolerance can choose wealth technology products with a risk level below R2, while investors with high risk tolerance can choose wealth technology products with a risk level above R3.
Now in the "Alipay Asset Management" column, the life wealth management products of Blue Print Card should be the most cost-effective. Compared with others, it has high income and low risk. The half-year income seems to be 4 percentage points. To say how expensive it is, it's not like this, it's the highest among the products now. It's a pity that bank deposits are off the shelf, otherwise many banks' half-year deposits are above 4 percentage points.