The fund payment in the medical insurance card means that we go to see a doctor, and the expenses are paid by the overall account, and only the rest needs to be paid, which is referred to as the insurance reimbursement part. Medical insurance is a combination of individual account and joint account, and pooling fund payment means that our medical expenses are paid from the joint account.

What do you mean by fund payment and individual payment?

In the case of medical insurance reimbursement, fund payment refers to the part of medical insurance reimbursement, usually the expenses paid by medical insurance pooling fund. Personal expenses refer to expenses that users need to pay for themselves and cannot be reimbursed by medical insurance. These expenses can be paid through the medical insurance personal account fund, or directly from your own pocket. Employees who participate in basic medical insurance, medical insurance part into the overall medical insurance fund, part into the personal medical insurance account.