Buying CITIC's stable double interest rate at CCB is free for three months, with low risk and higher income than deposit. It is suitable for the elderly. If you buy a new fund, the closure period is about three months, and you can sell it after the closure period. But if you charge a handling fee, you can go back and forth at the bank counter by 2%, online 1. 1%. You can buy it by opening an account at the bank counter. Then go to the bank to open an account and apply for a card, and then go online to buy and sell as required (these elderly people are not easy to learn). The elderly are not suitable for buying funds in the short term, and the long term should be 1 to 2 years. Seeing that the stock market is in a bull market recently, the risk of buying funds should be small, and the income should be much stronger than bank deposits. The fund you mentioned should be good. The fund of their old company is better, but I don't think it is the best. You can.