When you work at China Life Insurance, your salary, working hours and rest time are all guaranteed.
China Life Insurance is people-oriented and pays attention to personal health issues, both for customers and its own employees. Therefore, working at China Life Insurance provides good development space and regular working hours.
In addition, China Life Insurance (Group) Company and its subsidiaries constitute the largest state-owned financial and insurance group in China and are also important institutional investors in my country's capital market.
The business scope comprehensively covers life insurance, property and casualty insurance, corporate and occupational annuities, banking, funds, asset management, wealth management, industrial investment, overseas business and other fields.
Its employment positions are very wide and suitable for graduates to hone their skills.
Things to note when working in China Life Insurance: 1. Pay attention to the payment deadline.
Don’t just look at how much money a customer needs to save each year, but also how many years they need to save.
Multiply the two to get the total savings.
2. Pay attention to the return time.
If it is a refund-type insurance, when comparing products, you should not only look at how much money you can get back, but also when you can get it back.
Time has cash value, and time appreciation is a great tool for making money.
To give the simplest example, in the 1970s, 1 yuan was enough for a family to spend a day. At that time, a monthly salary was only a few dozen yuan, but now 1 yuan is not enough to buy a better stick for a child.
lollipop.
Therefore, if you save the same amount of money and get it back sooner, you will get less money.
So you can't just compare the size of numbers.
3. Pay attention to the size of the coverage and the amount of coverage.
At present, some types of insurance on the market focus on savings, while others focus on protection.
Relatively speaking, savings-type insurance has a lower coverage amount and a narrower coverage, so the rate of return will definitely be higher.
In contrast, protection-type insurance has a wider coverage, higher limits, and higher protection fees.
The most direct manifestation is that the rate of return is lower than that of savings insurance.
Even if it is the same type of protection insurance, different companies have different coverages and different deductibles, which will affect the rates, so it is normal for it to be a little more expensive and a little cheaper.
In general, when comparing products, don’t just look at the price.
4. Pay attention to fancy claims made by some agents or insurance companies such as paying several times the insured amount.
The so-called multiple insured compensation is essentially the same as the way a clothing store prices clothes that originally cost 300 yuan at 1,000 yuan, and then sells them at a 30% discount.
Originally, 1,000 yuan could buy an insured amount of 10,000 yuan, but after designing to pay 3 times the insured amount, 1,000 yuan could only buy an insured amount of 3,333 yuan. There is no difference in the effect between the two.