In any of the following circumstances, you can withdraw the storage balance in the housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(five) to repay the principal and interest of the owner-occupied housing loan;

(six) the rent expenditure exceeds 5% of the family wage income;

(seven) living in difficulties, is receiving the city minimum living allowance;

(eight) the occurrence of unexpected events, causing serious difficulties in family life;

(nine) the termination of labor relations between migrant workers and units;

(10) Being sentenced to death or life imprisonment during serving his sentence, or reaching the statutory retirement age of the state after the expiration of fixed-term imprisonment;

(eleven) dead or declared dead;

(12) Other circumstances stipulated by Beijing Housing Provident Fund Management Committee.

See Jing Fang Fa Guo Guan Fa [2006] 17 for details.