1. Individuals who stop medical insurance need to go to the window of the local social security bureau with their ID card, household registration book and medical insurance card.
2. When an enterprise applies to stop paying medical insurance, it only needs to enter the account name and password of the enterprise on the social security website, enter the item of personnel increase or decrease, click the item of personnel decrease to submit a business declaration, then go to the labor bureau to print the labor contract termination certificate, and then go to the social security bureau to handle the reduction.
Medical insurance has the following provisions:
1. If the insured fails to pay the medical insurance premium in full and on time according to the regulations, he will stop enjoying the medical insurance benefits from the month when he has never paid it in full and on time; If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year at the time of payment, and all the arrears during the interruption must be filled. Overdue time is included in the continuous payment time, but you can't enjoy the treatment of pooling funds during the overdue period;
2, the insured to suspend the enjoyment of medical insurance benefits within 60 days (including 60 days) to pay medical insurance premiums, from the next month to enjoy the benefits of pooling funds to pay;
3. If the medical insurance benefits are suspended for more than 60 days to 180 days (including 180 days) to pay back the medical insurance, the benefits paid by the overall fund can only be enjoyed three months after the payment month;
4. If the medical insurance benefits are suspended for more than 180 days and the medical insurance premiums are paid, the benefits paid by the overall fund can only be enjoyed after 6 months from the payment month;
5. If the payment is not made after the interruption, it will be regarded as re-participation in medical insurance, and the payment time before the interruption will not be included in the continuous payment time.
To sum up, the provisions on the interruption of medical insurance mainly involve the provisions on the enjoyment of benefits after the interruption of payment, the provisions on payment and the provisions on re-participation in medical insurance.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.