As the largest investment platform at present, Yu 'ebao has always occupied the first position in the capital platform with its strong capital operation ability and advanced profit sharing model. Although the income of Yu 'ebao has gradually bottomed out and the money fund is not magical, the excellent platform transformation continues the myth of Yu 'ebao. As a platform for change and appreciation, Yu 'ebao has changed from a profit platform to a life platform, with water and electricity payments and business trips, meticulous but pervasive.
Second place, Financial Rubik's Cube
Financial Rubik's Cube is the representative brand of artificial intelligence financial management. In YEATION, Public Offering of Fund, the investor's income is stable above the average level, ranking among the best in all major lists. As the leading brand of smart investment, Financial Rubik's Cube makes full use of the advantages of AI to turn the personalization of user data and user investment into reality. Its leading artificial intelligence technology is based on user needs and cooperates with the big data financial model.
Create the most suitable personalized configuration for users; Active all-weather strategy, AI will monitor the flow of market funds 24 hours a day, timely shock warning, the fastest position adjustment reminder, relying on AI to minimize the threshold of investors, one-click configuration for users, perfect liberation of financial management and position adjustment burden; Then there is the three-level risk control system based on AI to minimize investment risks. Financial Rubik's Cube, as a platform for intelligent technology operation, has broken the limitations of traditional investment and brought China's financial industry into a new stage.
Third place. Tian Tian Fund
Tian Tian Fund can be said to be the fastest fund self-selection platform in China, which pays attention to the active operation of users and is also the representative of the profit platform. Tian Tian Fund is one of the most popular platforms for portfolio selection in China. Limited by the operation form of the platform, Tian Tian Fund's users are mostly fund veterans, and they are also nicknamed "Old gay friends" platform in the circle.
It is extremely unfriendly to novices in terms of user preferences. Although the platform has also introduced fund portfolio recommendation, it is not an excellent product in essence, or even a popular fund portfolio, which invisibly increases the risk of investors. The most important point is that there is extensive information about time, energy and capital, which requires investors to put their energy into operation. Here, Bian Xiao only recommends veterans who have knowledge of fund investment and time to operate the fund.
Fourth place, bank financing
When it comes to financial management, bank financial management, as the "big brother", has gradually kept pace with the times, which makes people criticized and unacceptable. The income is shrinking year by year, and the new asset management regulations are about to break. Bank financing can be said to have really bottomed out. However, for investors, thin camels are bigger than horses.
The deposit income model is the focus. As a public trust platform, it also meets the needs of the middle class for security. It can be said that in the basic model, the bank financial management model is more suitable for the public. On the whole, in such a stable market environment as China, the commercial platform is superior to the banking platform, and it is not recommended for the time being.
Fifth place, WeChat financial management
After all, it's quite unexpected that Licaitong was shortlisted. After all, like the property of Yu 'ebao, it has no market advantage. However, in some list comments, I paid attention to the future development trend of Licaitong. After all, WeChat and QQ occupy the largest social market share. As the biggest platform for potential users, we expect Licaitong to launch better products to attract investment. At present, it is still worth recommending as a paid value-added product.
Sixth, the wealth of JD.COM.
As the downstream platform of JD.COM platform, JD.COM Fortune is similar in nature to Alipay. As a payment brand in the industry, JD.COM's wealth lags behind Alipay. Although it is not as good as Alipay in market control, its overall scale and actual operating conditions are good. In terms of borrowing and independent income. It is widely promoted, but it is still the second choice in user habits and can be used as a capital platform.
Seventh place, Alipay
Alipay's wealth management products are extremely diverse, giving people a dazzling feeling. In the user evaluation, most of them are "too complicated to choose"; "After choosing, I think it is better to choose another one"; "There are too many choices, but you can't make up your mind"; It can be said that the advantages of Alipay need not be detailed in small series, but in terms of product richness, novices are "discouraged". But subjectively, Bian Xiao is still optimistic about Alipay.
Eighth place, stock investment
As an early investment model, stock investment is a representative of high risk and high return in the investment field. As a representative of buying and selling financial derivatives, stock investment is more unsuitable for white-collar workers than fund investment, and it takes a lot of energy to operate stocks, which is unbearable for white-collar workers and the most attractive for high returns, but it is not recommended unless you are a professional stock trader.
Ninth place, bond debt-based platform.
As the only concept investment in the list, the bond and debt-based investment model can be said to be closer to storage and suitable for investors who do not pursue profits under the condition of stable universal values. But how can financial investment not pursue profits? In Bian Xiao's understanding, bonds are like two sides of a stock. One trades risk for profit, and the other trades profit for safety. Perhaps it is also an excellent financial management method when personal expectations are not high.
Tenth place, bank storage
Afraid of risks, regardless of low returns, bank deposits have become the best choice, which is not only convenient to use, but also first-class in safety. As the biggest investment choice at present, it ranks at the bottom of the list because of its limited income. Recommended for financial observers and conservative income earners.
In the list, the Financial Rubik's Cube ranks high as a pure financial platform, not only because of the complete financial management system of the Financial Rubik's Cube, but more importantly, the Financial Rubik's Cube has turned high-threshold private banking services into intelligent investments that serve the public through AI technology. For the middle class, what is most needed is personalized wealth management. Under the financial model created by the AI technology of the Financial Rubik's Cube, we will customize the exclusive financial plan for every middle-class family.
People's Network-Family Finance