interest amount = individual account funds x actual deposit days x annual interest rate ÷36. According to the relevant regulations of the People's Bank of China, the deposit interest rate of employee housing provident fund accounts is uniformly implemented at the benchmark interest rate of one-year time deposits (currently 1.5%).

according to the relevant regulations of the people's bank of China, the interest settlement date of the provident fund is June 3th each year, and the interest settlement year is from July 1st last year to June 3th this year.

according to the regulations on the management of housing provident fund, the housing provident fund will bear interest at the interest rate stipulated by the state from the date it is deposited in the employee housing provident fund account.