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Buy a fund to see the ups and downs or look at the net value?
When purchasing fund products, we usually choose the fund category according to our own risk tolerance, investment expectations and other factors. For example, novices generally choose money funds with relatively low risk coefficient. In the same type of fund, choose specific fund products according to the expected return on investment and other indicators, and then buy a fund to see the fluctuation range or unit net value?

1, buy a fund to see the rise and fall or unit net value.

Fund growth reflects the expected rate of return of the fund during this period, expressed as a percentage, and the calculation formula is% = (final value-initial value)/initial value, where the initial value refers to the net value of the fund in the previous trading day. The daily rise and fall of the fund refers to the daily rise and fall of the fund.

Generally, the net value of the fund defaults to the net value of the unit, which refers to the price of the fund on that day and the final price when investors purchase and redeem the fund. The calculation formula is: net fund value = (total fund assets-total fund liabilities)/total fund shares.

When measuring the expected return of the fund, the fluctuation range and unit net value of the fund have reference value. The fluctuation range reflects the phased expected return of the fund. Under normal circumstances, the stronger the fund's net growth ability, the stronger its resilience.

The net unit value reflects the market price of the fund. However, it should be noted that the lower the net value of the fund unit, the safer it is. Funds with high net worth may have stronger fund strength, and low net worth may also be caused by poor expected returns.

2. What do you need to see when buying a fund besides the expected return of the fund?

In addition to the expected return of the fund, information such as fund companies, fund managers and fund size should also be fully understood. For example, the scale of the fund is small, the expected income of the fund is not guaranteed, and there is also the risk of liquidation; The scale of the fund is too large, and there are also problems such as slow position adjustment and low expected return.

The above content about buying funds to see the ups and downs or net worth, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.