Whether the fund is held for a long time or bought low and sold high needs to be considered in combination with the market situation and the fund's own situation:

1. From the perspective of fund fees, Class A funds charge subscription fees instead of sales service fees. If it is held for more than two years, no redemption fee will be charged. However, Class C funds do not charge subscription fees, but charge redemption fees. If it is held for more than 7 days, the redemption rate of Class C funds is lower, and if it is held for 6 months or more, Class C funds do not charge redemption fees. Therefore, Class A funds are more suitable for long-term investment, while Class C funds are more suitable for short-term low-buy and high-sell.

2. From the performance of the fund: From the performance of the fund, it is more suitable for long-term investment for those funds with good performance that can promote the sustained growth of net worth, while for those funds with relatively poor performance, investors can conduct band operation in the short term, that is, buy low and sell high.

Extended data:

Precautions:

Generally, index funds will have a small peak when they are held for 3-5 years, and another peak when they are held for 8- 10 years.

This shows that holding the fund for 3-5 years is a relatively critical time point. If the return of this cycle is relatively high, or has reached your expectations, then you can consider selling at a profit, at least in batches.

If the time line is lengthened a little, when the holding time reaches 8- 10 years, the probability of obtaining annualized rate of return above 10% will continue to rise, and may even reach the peak of income.

People's Daily Online-Alipay denied that Yu 'ebao "circled money": it said that there would be more funds to choose from.

People's Network-The more the fund falls, the more people buy it.