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What should on-site funds look at?
What should on-site funds look at?

On-site funds refer to funds that can be traded in the stock market. What should investors look at when trading in the stock market? What indicators do you see? The following small series has prepared the relevant content of what the on-site fund should see for your reference.

Exchange funds are similar to stock trading. You can refer to the following indicators to find trading opportunities:

1, k line

When the K-line shows the selling patterns such as dusk crossing, black crow and dark clouds, it is a selling signal, and the fund may soon start to decline, so investors can wait and see. When the morning cross star, red three soldiers and other buying patterns appear on the K-line, it is a buying signal, and the fund may soon start to rise, so investors can buy some in moderation.

2. Cotton boll index

When the upper, middle and lower rails of the boll index diverge upward from the bonding state, it means that the fund trend begins to enter the rising stage from the adjustment stage, and investors can choose to buy some. On the contrary, when the upper, middle and lower rails of the boll indicator diverge downward from the bonding state, it is a sell signal.

3.kdj indicator

When the kdj indicator has a low gold fork or a bottom deviation pattern, it is a good buying opportunity. The lower the position of the gold fork, the stronger its buying signal. On the contrary, dead fork and top deviation are selling signals.

4.macd indicator

It is a good time to buy when the macd indicator has a low gold fork or a bottom deviation pattern.

In addition, investors can also choose trading opportunities according to the trend of their own themes, or follow the trend of the index in the trading hall, that is, when tracking the bottoming trend of the index, investors can consider buying some funds in moderation, otherwise they can sell them when there is a peak trend.

What indicators should I look at when buying an on-site money fund?

1, the upward trend of the money fund.

On-site money funds begin to calculate the income when they buy on the same day, and fund shares can also be redeemed and sold on the same day, adopting the trading mode of T+0. If the money fund is sold on the same day, the income will not be calculated on the same day, and the funds will not be taken out until the next trading day. On-site money funds are highly liquid, and investors' income mainly comes from the price difference between buying and selling money funds. Therefore, investors should observe the upward trend of the money fund, whether it can maintain a good upward trend in the future and whether it can bring target income to investors when choosing the on-site money fund. You can't rush to buy when the money fund in the market falls and the rebound momentum is weak, resulting in losses.

2. Purchase cost.

Under normal circumstances, investors do not need to pay subscription fees and redemption fees when buying money funds, but this does not mean that investors have no cost when buying money funds, and there are management fees, sales service fees and custody rates. These fees are relatively low, but the fees charged by each money fund are still different. Investors can compare with each other when buying on-site money funds and make choices according to their own investment needs.

3. Time of establishment.

After the establishment of the money fund for a period of time, investors can inquire about its historical rate of return, fund investment direction and position ratio, fund manager's management ability and other data, which is beneficial for investors to make a more comprehensive evaluation of the money fund and see if it meets their investment motives and expectations. The background of the newly established fund is almost pure white, so it is difficult for investors to predict its later trend in the market and make a reasonable evaluation, which increases the investment risk and difficulty of investors.

4. Fund size.

Generally speaking, if the fund size is less than 50 million yuan for 60 consecutive working days, it will trigger the liquidation clause of the fund. But the bigger the fund, the better, because the fund scale is too large, it is difficult for fund managers to adjust their positions, and the investment direction and fund trend are also difficult to control, which greatly increases the management difficulty of fund managers; Moreover, there are a large number of large-scale fund investors, and the income of each investor will be diluted when the investment products are limited. Therefore, investors should choose money funds with moderate scale according to their own investment needs.

5. Structure of monetary fund holders.

Investors should also pay attention to the holder structure of this monetary fund when choosing funds. If most of the holders are institutions, the risk will be greater than that of money funds with ordinary citizens as the main holders, because if the institutions suddenly redeem the funds in huge amounts, the remaining funds may not meet the operating conditions of the funds, and the funds may be forced to close their positions.

6. Fund size.

The size of the money fund is too small, and the income cannot come up; The scale of the fund is too large, the funds can not be used reasonably, and the management cost is high. Therefore, it is best to choose a monetary fund with a moderate scale, generally between 2 billion and 8 billion.

7. Fund manager.

The fund manager is the manager of the fund, and the investment mode of the fund manager has a great influence on the fund income, so the fund manager with rich investment experience usually performs better.

8. Point.

Money funds mainly earn the bid-ask difference, and buy low and sell high to gain income. Investors have lower risk of buying low and higher probability of gaining income.

9. rating.

There are five grades of funds. The higher the grade, the better the comprehensive performance of funds. Investors can refer to this index when choosing on-site money funds.

10, dividend situation.

Generally speaking, fund dividends can represent the performance of the fund. The more the money fund pays dividends, the better the performance of the fund. However, fund dividends are only one aspect of the fund's ups and downs, which should be analyzed in combination with various factors.

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.