You can view the fund position. Take Alipay as an example to check the process: open Alipay software-click Finance-click Fund-click Holding-select Fund-hold income, and click ∨.

The lower the cost of holding funds, the better. The lower the cost of holding a fund, the smaller the risk. On the contrary, the higher the cost of holding a fund, the greater the risk, and the smaller the probability of earning a fund in the future. In the process of fund decline, investors can reduce costs by adding positions.