The meaning of rural social insurance is as follows:

1. The establishment of rural social endowment insurance system will make the constitutional right a specific legal right. When the material assistance right stipulated by the Constitution becomes a citizen's legal right, a specific relationship of rights and obligations will be formed between citizens and the corresponding administrative organs. In this case, it is a citizen's right to ask for material payment and help. It is the obligation of the relevant administrative organs to provide material payment and legal assistance. If the relevant administrative organs fail to fulfill this legal obligation according to law, citizens can seek administrative and legal relief;

2. The rural social endowment insurance system is a legal system that turns farmers' constitutional rights into real rights. Once it is established, it will require the state and society to solve farmers' social endowment problems from the perspective of maintaining the Constitution through affirmative and clear norms, so as to ensure the basic life and pension needs of elderly farmers. Rural social insurance should be an important part of China's social insurance system, and the legal status of rural social endowment insurance construction should be clearly defined from the law. Not only urban social insurance system should be established, but also rural social endowment insurance should be implemented, and it will become an organic part of the national social insurance system and be protected by law.

Legal basis: Article 1 of the Social Insurance Law of the People's Republic of China

Employees shall participate in the basic old-age insurance, and both the employer and the employee shall pay the basic old-age insurance premium.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for endowment insurance for civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance shall combine social pooling with individual accounts.

The basic old-age insurance fund consists of contributions from employers and individuals and government subsidies.

article 12

the employer shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state and record it in the basic old-age insurance pooling fund.

employees should pay the basic old-age insurance premium according to the proportion of their salary stipulated by the state and record it in their personal accounts.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual account respectively.