Many investors are used to investing in funds through Tian Tian Fund Platform, but they still don't know much about some trading rules of funds. A clear understanding of the trading rules of funds will help us to plan our assets reasonably in the process of fund trading.

The income of the Fund is calculated according to the holding time, and the holding days of the Fund are from the confirmation date of the fund subscription to the day before the confirmation date of the fund redemption. For funds subscribed before 3 pm on the trading day, the fund share confirmation date is the next trading day, and the redemption date is submitted before 3 pm on the trading day, that is, T+ 1 on the next trading day, and the operation after 3 pm is counted as the next trading day. QDII funds are special, and the third day, that is, T+2, is the confirmation day.

The holding days include weekends and legal holidays.

If it is redeemed before 3pm on the trading day, the net value will be calculated according to the closing price of that day. Generally, the funds will be received on T+3, and Tian Tian Fund supports T+ 1 redemption of active treasure. QDII funds are also involved in foreign exchange and other operations due to the time difference, and it is normal for them to arrive in 7- 10 days.

Open-end funds have only one price every day, which is the net value of the fund that day. If it is bought before 3 pm on the trading day, the price will be calculated according to the updated fund net value on that day.

In other words, if you buy when the day falls sharply, you will earn this income when you rise the next day.

There is also a special fund, namely QDII fund. QDII can invest in foreign stocks and bonds by purchasing funds. However, due to the time difference, the transaction price is different from that of A-share funds. Buying before 3 pm on the trading day is also calculated according to the closing price of the day, but the opening of the US stock market is at 10 in the afternoon, and the net value can not be calculated according to the closing price until the closing price of the next morning, so the share confirmation is one more day T+2.