Rich Wallet is a money market fund issued and managed by Guo Fu Fund, which is only sold in the direct selling system in Guo Fu. Rich wallets have the following advantages:
Will make money: the expected annualized expected rate of return exceeds the performance comparison benchmark (the expected annualized interest rate of bank demand deposits) ÷ = (* the historical expected annualized expected rate of return of Fuguofu Wallet on September 8, 7 is the expected annualized interest rate of bank demand deposits)
Will manage the house: 1 penny, make the best use of it.
Will save money: entry and exit 0 handling fee.
Emergency: it can be accessed in 365 days, and the fastest real-time cash withdrawal is 1 minute (subject to the actual time of bank receipt).
Financial management: calculate and carry forward the expected annualized expected income every day, convert the daily expected annualized expected income into a rich wallet share, and participate in the distribution of the expected annualized expected income on the next trading day.
2. The investment scope of rich people's wallets
The Fund invests in financial instruments permitted by laws, regulations and regulatory authorities, including cash, call deposits, short-term financing bills (including ultra-short-term financing bills), bank time deposits, agreement deposits and large deposit certificates within one year (including one year), bond repurchases within one year (including one year), central bank bills with a term of one year (including one year), and the remaining term (or resale term) is.
3. The expected annualized expected return on the wallet investment of the rich.
The trend of expected annualized income of the rich wallet in the past six months
The trend of annualized expected income of the rich wallet in the last six months and seven days.
The trend of expected annualized income per 10 thousand copies of rich wallet in the last six months
Dividend policy of the expected annualized expected income of the rich wallet
1. Each fund share of the same fund category enjoys the same distribution right; 2. The expected annualized expected income distribution method of the Fund is dividend reinvestment, and the reinvestment fee is exempted; 3. "Daily payment". According to the expected annualized expected return of the daily fund and the expected annualized expected return of every 10,000 funds, the fund calculates the expected annualized expected return of the day for investors every day and distributes it all, and pays it every day. The expected annualized expected income of the day is carried forward as the fund share to participate in the distribution of the expected annualized expected income of the next day; If the expected annualized expected return realized on that day is greater than zero, increase the investor's fund share; If the expected annualized expected return on that day is equal to zero, the investor's fund share remains unchanged; The fund manager will take necessary measures to avoid the net expected annualized expected return of the fund being less than zero as much as possible. If the net expected annualized expected return of the day is less than zero, the investor's fund share will be reduced. The calculation of investors' expected annualized expected income distribution on that day is reserved to two decimal places, and the third decimal place is treated according to the truncation principle; 4. The fund shares purchased on the same day shall enjoy the distribution right of the expected annualized expected income of the fund from the next working day; The fund shares redeemed on the same day will not enjoy the expected annualized expected income distribution right of the fund from the next working day; 5. Where laws, regulations or regulatory agencies provide otherwise, such provisions shall prevail. On the premise that the interests of fund share holders are not materially adversely affected, the fund manager can adjust the principle of expected annualized expected income distribution of the fund without convening a fund share holder meeting.
4. Investment risk of rich wallet
The expected annualized expected income of rich people's wallets is directly related to the rich people's wallet currency in rich countries. Guo Fu Guo Fu wallet currency mainly invests in bank cash, call deposits, short-term financing bills, bank time deposits, etc. And don't invest in stocks, so the risk is low. The fund is a high liquidity and low risk variety among securities investment funds, and its expected risk and historical expected annualized rate of return are lower than those of stocks, bonds and hybrid funds. The possibility of loss of fund principal and interest is very small.
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