How to choose a good fund for a fixed investment fund?
1. It depends on the time when the fund was established. The longer the fund is established, the more it shows that the fund can stand the test of time and the risk of liquidation will be very low.
2. Choose a well-known fund company.
3. Choose a fund manager, preferably after a complete market cycle, and manage the fund all the time.
4. The scale of the fund should not be too big or too small, too small to be easily realized, too big to be easy to turn around and difficult to manage.
5. It depends on the risk: whether the retreat is big or not, and whether the tip ratio is too high.
If it is really difficult to choose, you can invest in a broad-based index fund. The biggest advantage of broad-based index funds is that they cover many industries, are evenly distributed and have more stable profits. Moreover, broad-based index funds are suitable for most investors. Broad base index includes CSI 500 index, CSI 800 index, CSI 300 index, SME board index and GEM index.
How long does it take to redeem the fund?
Investors can set a percentage according to their actual needs, such as: 10%, 15%, 30%. When the fund income reaches the set value, they will redeem the income, then continue to save the principal and continue to make fixed investment until they reach the next income value. This is a relatively simple and reliable way to lock in the benefits.
Although the target profit-taking point is relatively simple, it also has its own shortcomings. It is not easy to set a profit-taking standard. Therefore, investors can also redeem the fixed investment of the fund according to the actual situation of the market.
Fixed investment of funds is a simple and effective investment method, which is suitable for most investors. However, it takes a long time to see the effect of the fund's fixed investment, and the short-term fluctuation of funds is relatively large. If the investor's risk tolerance is relatively low, then it is recommended to choose a stable product.
Finally, remind investors that the fund is risky and investment needs to be cautious.