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What expenses does the maternity insurance fund bear and what expenses do it not pay?
1. What expenses does the maternity insurance fund bear?

1. Maternity allowance (salary of female employees during maternity leave);

2. Maternity medical expenses (medical examination expenses, delivery expenses, operation expenses, hospitalization expenses and medicine expenses incurred by female employees due to pregnancy and childbirth). );

3. Medical expenses for family planning operations (medical expenses incurred by workers for placing (taking out) intrauterine devices, abortion, induced labor, sterilization and recanalization operations due to family planning). );

2. What medical expenses does the maternity insurance fund not pay?

The maternity insurance system covers state organs, institutions, social organizations, urban enterprises and their employees (including private non-enterprise units and other urban social organizations and their employees) within the administrative area of this Municipality.

In any of the following circumstances, the maternity insurance fund will not pay: first, medical expenses incurred in violation of the family planning regulations of the state or this Municipality; The second is the medical expenses caused by medical accidents; The third is the medical expenses incurred in non-designated medical institutions; The fourth is the medical expenses that should be borne by individual employees according to regulations. Fifth, the expenses incurred by the baby; Sixth, the expenditure exceeding the quota and quota standard; Seventh, there is no indication of clinical caesarean section, and if the employee personally requests caesarean section, it will exceed the cost of natural delivery quota; Eight is the medical expenses incurred in the implementation of human assisted reproductive surgery (such as IVF).