Net-worth wealth management products are similar to open-end funds, which can be purchased and redeemed at any time during the open period, and the income of net-worth products is related to the net value of products. For example, the net value of the product at the time of purchase is 1. On the next trading day, if the net product value becomes 1.2- 1 = 0.2 \x0d\ with different calculation methods, \x0d\ expected income type: due income = principal * financial management days * years. \x0d\ net value type: maturity income = net value on redemption date * redemption share *( 1- redemption fee).