Tencent Financial Management: Tencent's Official Financial Management Platform
1, mainly money market funds, insurance wealth management, fixed-term wealth management, index funds and other low-threshold, medium-low-yield, stable wealth management products, which are much higher than bank deposits and have guaranteed security.
2. The income of most products of Licaitong is above 4%, and many of them are above 5%, which is not bad.
3. Licaitong is not only available on WeChat, but also on official website, WeChat and mobile QQ.
4. For security reasons, it cannot be used for general consumption payment like Yu 'ebao, but some money funds (such as balance+) can be taken out with the deposit.
5. Financial management can bind multiple bank cards, but when withdrawing the balance, only the money can be transferred to the designated protection card, and only one protection card can be designated.
Alipay Yu 'ebao: One of Alipay's wealth management products.
1, Yu 'ebao is just one of the wealth management products, belonging to a kind of money fund, and Licaitong is a platform.
2. Yu 'ebao's funds are mainly used to invest in bank deposits, short-term bonds and other fixed-income products with good liquidity, with low risk.
3. Yu 'ebao can be taken with the deposit, and 1 yuan can also be used for financial management, which has higher income and lower risk than bank deposits. It can also be used for daily consumption and is deeply loved by the public.
4. Due to the large number of buyers and the large amount of funds, the purchase was restricted in May of 17. From February of 18, the purchase was restricted at 9: 00 every day.
5. Alipay is not only a wealth management product of Yu 'ebao, but also a variety of wealth management methods such as term, fund and gold on the wealth page.
Summary:
Is it better to deposit 50 thousand yuan in Tencent's wealth management or put Alipay's balance treasure?
At present, Yu 'ebao is restricted, so should we choose financial management?
No, Yu 'ebao is a money fund. You just need to choose a similar money fund. Financial management is only one of the options, but it is still a better choice at present.
In fact, whether it is WeChat wealth management or Alipay wealth management, they are just a platform to provide wealth management products. In the end, it depends on how this wealth management product is. Only by learning more about financial management and learning to judge risks can the public remain "stable".